HomeUmbrella Terms of Service

useGulin Umbrella Terms of Service

Effective Date: 11.08.2025
Last Updated: 11.08.2025

1. Introduction

These Terms of Service (“Terms”) govern your access to and use of all products and services (collectively, the “Services”) offered under the useGulin (or stylized as useGulin();) trade name by Andrei Gulin, Individual Entrepreneur (“we,” “our,” “us”).

By accessing or using any of our Services, you agree to be bound by these Terms and any applicable App-Specific Terms (“App Terms”). In the event of a conflict between these Terms and App Terms, the App Terms will prevail for that Service. If App Terms are silent on a matter, these Terms apply.

If you do not agree with these Terms, do not use our Services.

2. Scope and App-Specific Terms

Our Services include, but are not limited to:

This list will be updated as new Services are launched.

3. Eligibility

You must be at least 16 years old (or the minimum legal age in your jurisdiction if higher) to use our Services. By using our Services, you confirm that you meet these age requirements and have the legal capacity to enter into a binding agreement.

4. Accounts and Licenses

4.1 Accounts

Some Services may require creating an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

4.2 Licenses

When you purchase or are granted access to a Service, you are provided a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal or internal business purposes, in accordance with these Terms and applicable App Terms.

You may not:

5. Payment and Refunds

5.1 Payment

We may offer both free and paid Services, including:

Pricing and payment terms for each Service are specified in the relevant App Terms. Payments are processed by third-party payment providers (e.g., Paddle). We do not store your complete payment card details.

5.2 Taxes

You are responsible for any applicable taxes, except where we are required to collect them.

5.3 Refunds

Refund eligibility is defined in the relevant App Terms or required by applicable law.

6. Intellectual Property

All intellectual property rights in the Services (including software, trademarks, and content) remain with us or our licensors. No rights are granted except as expressly stated in these Terms or App Terms.

7. Acceptable Use

You agree not to:

8. Termination

8.1 By You

You may stop using our Services at any time.

8.2 By Us

We may suspend or terminate your license or access if:

Termination will not affect your obligation to pay any fees owed, nor will it entitle you to a refund unless specified in App Terms or required by law.

9. Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind, either express or implied, including fitness for a particular purpose, non-infringement, and uninterrupted availability.

We do not guarantee that the Services will meet your requirements, operate without error, or be secure at all times.

10. Limitation of Liability

To the maximum extent permitted by law:

11. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, liabilities, and expenses arising from your use of the Services, your violation of these Terms, or your infringement of any rights of a third party.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of Armenia, without regard to conflict-of-law principles.

Any dispute shall be resolved through amicable negotiations. If unresolved, disputes shall be submitted to the competent courts of Armenia, unless applicable law provides otherwise.

13. Changes to These Terms

We may update these Terms from time to time. Updates will be posted at https://use.gulin.io/terms with the “Last Updated” date revised accordingly. Material changes will be communicated via email or in-Service notifications.

14. Contact Us

Publisher: Andrei Gulin, Individual Entrepreneur (useGulin / useGulin();)
Jurisdiction: Armenia
Email: support@gulin.io